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5 Ton AC Unit Price Guide (by a real AC Company)

A 5 Ton AC Unit Price is on average $4,742.71 to $5,190.53

5-Ton AC Unit Price Guide

Complete 5-Ton AC Unit Price Guide
  • 5 Ton Outdoor AC Unit Price  – $4,742.71 to $5,190.53
  • 5 Ton Indoor Furnace Cost – $4,206.07 to $4,594.92
  • 5 Ton HVAC System Cost – $8,986.15 to $9,906.57

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5 Ton AC Unit Price Breakout

The price breakout of a 5 ton AC unit is split up into two main components: parts and labor. More advanced systems have higher prices due to their technology and the specialized knowledge needed for installation. Features like variable-speed compressors or smart thermostats contribute to the equipment cost. Additionally, the skilled labor required for installing these advanced units adds to the expense. So when you are looking to budget for the 5 ton AC unit price, it’s crucial to account for both the equipment and the expertise involved in its installation.

5 Ton AC Unit PriceEquipmentLaborTotal
Remove Outdoor AC Unit$0.00$400.00$400.00
Set Outdoor AC Unit$4,142.71$600.00$4,742.41
Reconnect Plenum, Line Set, & Drain$241.73$500.00$741.73
Install New, Filter Drier, Safety Switch, Locking Cap, & Thermostat$566.91$400.00$966.91
Calibrate & Commission System$221.81$400.00$621.81

What needs to be included in new HVAC installation

  • Pump Down The Unit
  • Remove Indoor Furnace & Outdoor AC Unit
  • Acid Flushing Line Set
  • Replace Disconnect & Whip (If Needed)
  • Install Max Circuit Protection Fuses (If Needed)
  • Install New Indoor Furnace & Outdoor AC Unit
  • Reconnect And Seal Plenum
  • Reconnect Line Set
  • Reconnect Drain Line
  • Install New Filter Drier
  • Install Safety Switch
  • Install Locking Caps
  • Install New Thermostat
  • Calibrate The System
  • Commission The System
  • Complete City Permit & City Inspection (If Needed)
  • Includes 10-year parts warranty & 2 year labor warranty
Carrier comfort AC unit pricing

Note: The installation process is critical to the long-term health and performance of the HVAC. If one of these steps is missed, it can significantly reduce the system’s useful life.

Price of 5 Ton AC Unit By Stages

Single-stage AC units are for basic cooling needs, often found in smaller spaces. Two-stage units offer better efficiency and are ideal for larger areas with varying cooling requirements. Five-stage units provide even more precise temperature control and are commonly used when you are looking for an advanced system that gives you control over your comfort. Variable-speed AC units offer the highest level of customization, adjusting airflow and temperature according to specific needs and real time changes, these units are perfect if you are looking to be in full control of your AC needs. When you are budgeting for the price of a 5-ton AC unit, the stage of the unit is a very important factor influencing cost.

Single Stage$5,190.53
Two Stage$7,444.05
Five Stage$8,885.59
Variable Speed$11,496.62

Single Stage

The 5-ton single-stage AC unit is a great choice for meeting basic cooling requirements with simplicity and reliability. Designed to provide consistent cooling at a fixed output, it keeps you comfortable with a straightforward operation that makes it easy to use and maintain. Offering a cost-effective solution if you are seeking reliable cooling without the complexity of advanced features, the 5-ton size gives you plenty cooling power for larger areas, while the single-stage functionality keeps the unit’s operation straightforward and dependable. For basic cooling needs, the 5-ton single-stage AC unit is a great balance of effectiveness and affordability.

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Carrier Brand 2-Stage Air Conditioning Unit

Two Stage

The 5-ton two-stage AC unit offers a good balance of affordability and efficiency, making it an ideal choice for those seeking an advanced unit without breaking the bank. With its two-stage compressor, this unit provides enhanced energy efficiency compared to single-stage models. It operates at two levels of cooling capacity, adjusting its output to match the current cooling demands a little more precisely. This results in better temperature control and reduced energy consumption, ultimately lowering utility bills. For those who prioritize a balance between cost-effectiveness and advanced features, the 5-ton two-stage AC unit may be the best reliable and economical cooling solution.

Five Stage

The 5-ton five-stage AC unit represents the next level of comfort and innovation, making it an great choice for those prioritizing cooling performance. With its advanced technology, this unit offers great temperature control, providing an optimal indoor environment tailored to specific needs. Each of its five stages allows for gradual adjustments in cooling output, ensuring consistent comfort even in fluctuating weather conditions. Additionally, the five-stage compressor maximizes energy efficiency, reducing operational costs and utility bills while maintaining great performance. For those who value comfort and advanced technology, the 5-ton five-stage AC unit may be the best cooling solution.

Carrier infinity outdoor unit
New Carrier Brand Infinity AC Unit With Greenspeed Intelligence

Variable Speed

The 5-ton variable speed AC unit is the best of the best for control and efficiency, this unit sets the standard for advanced cooling systems. With its variable-speed compressor technology, this unit dynamically adjusts airflow and cooling output to precisely match real time indoor conditions, guaranteeing consistent comfort and optimal energy efficiency. By operating at incremental speeds, it reduces temperature fluctuations and minimizes energy wastage, resulting in lower utility bills and reduced environmental impact. Its level of customization and advanced features make the 5-ton variable speed AC unit the best choice for those seeking top-tier models that provide air control and maximum efficiency.

5 Ton AC Unit Savings

As unit stages increase, your long-term savings grow as well, this ends up being a very important consideration when budgeting for the 5-ton AC unit price. Advanced units, such as five-stage, or variable-speed units, optimize energy usage by matching cooling output to precise needs. This efficiency minimizes energy waste, leading to lower utility bills over time. Additionally, the enhanced performance and durability of multi-stage systems often result in reduced maintenance and repair costs, further contributing to savings in the long run. Investing in a higher-stage AC unit upfront may come with a slightly higher price, but the potential for significant savings in operational costs can make it a financially wise decision over the unit’s lifespan.

AC UnitCostAnnual Electric Savings
Single Stage 14.3-Seer$5,190.53$ 313.00
Two Stage 16-Seer$7,444.05$ 379.40
Five Stage 18-Seer$8,885.59$ 441.60
Variable Speed - 24-Seer$11,496.62$ 565.80

Electricity Savings

Investing in an advanced AC unit, such as a five-stage or variable-speed model, gives you an opportunity to earn on electricity savings over time. These units operate with great efficiency by precisely matching cooling output to real time changes. Unlike traditional single-stage units, which operate at full capacity regardless of the demand, multi-stage units adjust their performance levels to meet specific cooling needs more accurately. By eliminating the unnecessary energy consumption during periods of lower demand, these advanced units significantly reduce electricity usage. Over time, these savings can be substantial, resulting in lower utility bills month after month. Additionally, the efficiency of multi-stage AC units contributes to a reduced environmental footprint by lowering overall energy consumption. Although the initial investment for a five-stage or variable-speed unit may be higher compared to standard models, the long-term savings and environmental benefits can make them a great choice for those prioritizing efficiency and sustainability.

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Other Savings

Investing in an advanced AC unit doesn’t just lead to savings on utility bills; it can also have cost benefits in other ways. Firstly, advanced units can require fewer repairs and maintenance since they don’t cycle as much due to their compressor technology, reducing associated expenses over time. Some energy-efficient AC units qualify for tax credits or rebates, providing additional financial incentives for their purchase. Additionally, these units often come equipped with advanced features like programmable thermostats or remote monitoring, allowing you to optimize their cooling settings and minimize energy waste even more. Improved indoor air quality provided by advanced filtration systems can also lead to reduced health costs associated with respiratory issues. Overall, while the upfront cost of an advanced AC unit may be higher, the combination of reduced utility bills, fewer maintenance expenses, potential tax incentives, and improved indoor air quality can make it a great choice in the long run.

Average 5-Ton AC Unit Life Expectancy

The average life expectancy of an outdoor AC unit typically ranges between 10 to 15 years. However, several factors can increase its longevity, including regular maintenance, usage patterns, climate conditions, and manufacturing quality. Regular maintenance, such as cleaning coils, changing filters, and ensuring proper airflow, can extend the lifespan of the unit. Additionally, investing in high-quality equipment and professional installation can contribute to its durability. Over time, wear and tear from continuous use and exposure to outdoor elements may lead to deterioration, which will require repairs or replacement. While an outdoor AC unit’s average lifespan is around a decade or more the real number does vary and proactive care and attention are essential for maximizing its lifespan.

Indoor Gas Furnace20-25yrs
Indoor Air Handler20yrs
Outdoor AC Unit20yrs
Outdoor Heat Pump Unit15yrs
Metal Ductwork40yrs
Flex Ductwork20-30yrs


Location has a significant affect on the lifespan of an AC unit, with a noticeable difference between regions. In areas with hot and humid climates, such as the southern United States, AC units go under more stress due to constant operation and exposure to high temperatures and humidity levels. These conditions speed up wear and tear on the unit’s components, leading to a shorter lifespan compared to regions with milder climates. On the other hand, in cooler climates like the northern United States, AC units typically experience less strain and operate for shorter periods throughout the year. As a result, they tend to last longer due to reduced wear and tear. However, factors such as saltwater exposure in coastal areas or pollution in urban environments can also influence an AC unit’s lifespan regardless of geographic location. Considering local climate conditions and environmental factors is crucial when assessing the expected lifespan of an AC unit.

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AC Usage

The temperature at which you run your AC directly impacts its lifespan, particularly in extreme climates like Texas during the summer. Setting the thermostat too low, such as 68°F, in the Texas weather forces the unit to work continuously to maintain the temperature. This constant use places strain on its components, speeding up wear and tear. Moreover, running the AC constantly not only increases energy consumption but also heightens the risk of overheating, also potentially decreasing the unit’s longevity. Optimal temperature settings, typically between 72°F to 78°F, allow the unit to cycle on and off periodically, giving it necessary breaks and reducing overall wear. By maintaining moderate temperature settings, you can extend the lifespan of your AC units, mitigating repair costs, and promote energy efficiency, ensuring reliable cooling performance for years to come.


Regular maintenance is very important for extending the lifespan of your AC unit and ensuring performance. There are several ways to have good maintenance practices, such as maintenance checks, filter changes, and coil cleaning. Firstly, scheduling annual professional maintenance checks is essential. Getting your unit inspected for any issues, cleaning components, and performing necessary tune-ups will all keep the unit running smoothly. Secondly, regular filter changes are vital. Dirty filters restrict airflow, forcing the system to work harder and potentially leading to damage. Replace filters every 1-3 months, or as recommended by the manufacturer. Thirdly, cleaning the coils is also essential for maintaining performance. Over time, dirt and debris can accumulate on the evaporator and condenser coils, preventing heat transfer and reducing efficiency. Regular coil cleaning, typically done annually, promotes optimal performance and prevents premature wear. By prioritizing these maintenance tasks, you can increase the lifespan of your AC unit, reduce energy consumption, and minimize the risk of costly repairs.

Financing a 5-Ton AC Unit

The typical interest rate for HVAC financing is approximately 12.99%. In the table are the average loan terms for a $10,000 AC, with time frames from 5 to 15 years. Regardless of the loan duration the interest rate stays around 12.99%. Different terms can have different monthly payments, highlighting the balance between shorter-term higher payments and longer-term lower payment loans. Borrowers should balance monthly affordability against long-term interest expenses when selecting their AC financing terms that bset match their financial needs and goals.

AmountTermAvg Interest RateMonthly
$ 10,000.005 Yrs12.99%$ 227.48
$ 10,000.0010 Yrs12.99%$ 149.25
$ 10,000.0015 Yrs12.99%$ 126.46

The Truth About Interest Rates

When it comes to financing AC units, securing a 0% interest loan isn’t a real thing. Here’s why: Contractors often absorb some interest costs, and earn this back by incorporating a hidden “dealer fee” into their prices. Upon project completion, when the finance company pays the contractor, they subtract this additional “dealer fee” from the payment and cover the remaining loan interest. In our financing options, we avoid these “dealer fees” because we prioritize fairness to you, our customer. Our commitment is to maintain transparency and integrity, guaranteeing a straightforward experience without any hidden expenses.

Getting the Best Rates

When looking for financing options for an AC unit, partnering with a bank often is the best choice, primarily due to their interest rates. Banks present competitive rates compared to other lending institutions, making them an appealing choice for funding high priced jobs such as AC installations. The credibility of banks, along with their capability to provide collateral for the loan are why they are able to provide lower interest rates, which can potentially lead to significant cost savings. Banks also frequently have a range of loan terms that can accommodate most financial requirements. Although alternative financing exist, banks are typically the preferred option for obtaining a loan for a new AC unit.

How to Get Financing

If you prefer to skip the traditional bank route, you have the option to connect with one of our trusted finance partners. These companies operate independently from us and are a complete third-party financing partner with no dealer fees. Simply fill out an application on our website, and they promptly provide updates on your loan application status. While their interest rates may be slightly higher than those offered by banks, we view them as a viable alternative, offering convenience and efficiency in securing financing for your AC unit.


What size home is suitable for a 5-ton AC unit?

A 5-ton AC unit is typically suitable for larger homes or spaces exceeding 2,500 square feet. Its high cooling capacity efficiently handles bigger indoor areas, ensuring consistent comfort even in hot climates.

What factors influence the cost of a 5-ton AC unit?

The cost of a 5-ton AC unit is influenced by factors such as brand, efficiency rating, features, installation complexity, and regional labor rates. Advanced features like variable-speed compressors or smart thermostats can also increase the price.

How do I know if a 5-ton AC unit is right for my home?

Factors such as climate, insulation, windows, and occupancy determine the ideal AC unit size for your home. A professional HVAC technician can perform a load calculation to determine the appropriate size unit based on your specific needs and circumstances.

What seer rating do I need?

The SEER (Seasonal Energy Efficiency Ratio) rating you need depends on various factors such as climate, budget, and energy efficiency goals. In warmer climates, a higher SEER rating, such as 16 or above, is recommended to maximize energy savings and maintain indoor comfort. However, in milder climates, a SEER rating of 14 or higher may suffice. Consider factors like initial cost, long-term energy savings, and any available rebates or incentives when deciding on the SEER rating for your new AC unit.

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